Loan Programs

[annabell]

Health Ready has partnered with a number of lenders so that you receive the best loan terms available. Health Ready first tries to qualify you for one of our "Patient's Choice" programs. Some of the features include:

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You may use your credit line or loan for ANY health care provider you choose.
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Loans and Credit Lines up to $25,000.
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Interest Rates as low as 10%.
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Out-of-network fee of $299 is charged if you are approved AND accept the loan terms of a "Patient's Choice" loan program.
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You are NOT obligated to accept the loan or the Out-of-network fee upon the initial approval.
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Loan proceeds are paid directly to you.
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All applicants also receive a comprehensive credit analysis.

If you do not qualify for one of our "Patient's Choice" loan programs, Health Ready will try to qualify you for "In-Network" financing. "In-Network" financing requires that you select from one of the healthcare providers participating in Health Ready's finance programs and may include competitive but less favorable loan terms. You are not required to pay a loan fee for these loans.

[RoxyMoron]

I will definitely have to look into this! I never get approved for loans but I've wanted all my life to have this surgery. It has affected me so much (people make fun of me very badly and say I look like a transvestite whenever I dress like, well, the woman that I am!) that I wish I could consider it a medical emergency, but alas, my resort has been to try to save money which is impossible these days!